Education

CRYPTOCURRENCY VS STOCKS Which should you invest in ? What is Cryptocurrency ? Cryptocurrency vs Stocks- Cryptocurrency is a type of digital or virtual currency that uses cryptography for security. It operates on a decentralized technology called blockchain, which is a distributed ledger that records all transactions across a network of computers. Cryptocurrencies are typically…

         NPS VATSALYA: NPS Vatsalya is a Contributory Pension Scheme regulated and administered by Pension Fund Regulatory and Development Authority (PFRDA) designed specifically for all Indian minor citizens till the age of 18 years. The online platform (eNPS) is the quickest way to open an NPS Vatsalya account. This system allows you…

WHAT IS AN ETF? An ETF, or Exchange-Traded Fund, is an investment fund that is traded on stock exchanges, similar to individual stocks. It holds a collection of assets, such as stocks, bonds, commodities, or a mix, and aims to track the performance of a specific index or sector. ETFs are popular among both individual…

INTRODUCTION A passive income stream refers to earnings derived from investments or business activities that require minimal ongoing effort to maintain. Unlike active income, where you earn money through direct work (like a job), passive income allows you to generate revenue over time with little daily involvement. Here’s a detailed breakdown of passive income streams….

       UNIFIED PENSION SCHEME(UPS) WHAT IS   UNIFIED PENSION SCHEME?   The Central Government announced the Unified Pension Scheme (UPS) for government employees. It aims to provide stability, dignity and financial security for government employees post-retirement, ensuring their well-being and a secure future. Currently, government employees are covered under the National Pension System (NPS). These employees…

Atal Pension Yojana(APY) Its Launched in June 2015, the Atal Pension Yojana (APY) is a landmark controlled  by the Government of India aimed at providing financial security and a stable income for individuals in the unorganized sector. The primary objective of the Atal Pension Yojana(APY) is to offer a guaranteed monthly pension to workers in…

Introduction: Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government pension scheme in India. It offers a pension income to senior citizens of age 60 and above. It helps them to survive during their retirement period with a stable income. Guaranteed Returns : It offers an interest rate which is more than the standard fixed…

ELSS Tax Savings Schemes ELSS Tax Savings Schemes In the ever-changing landscape of financial products, finding the right balance between tax efficiency and investment growth can be challenging. For many investors, Equity Linked Savings Schemes (ELSS) offer a compelling solution by combining tax benefits with the potential for substantial returns. In this article, we will…

                             Time Deposit Account Introduction: In  the Time Deposit Account if you need to take the money and within that period you have to pay some penalty amount. To avoid this you can pay the amount at the end of the period…

TNPFC Fixed Deposit (FD) schemes TNPFC Fixed Deposit (FD) schemes: Tamil Nadu Power Finance and Infrastructure Development Corporation Limited (TNPFC) Fixed Deposit (FD) is a financial product TNPFC offers investors. It allows individuals to deposit a certain amount for a fixed period at a predetermined interest rate. TNPFC issues fixed deposit schemes as a means…